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Budget sculpting

When it comes to your money, you should know where you are, where you’re going and how you’ll get there. This all starts with the dreaded B-word, BUDGET. The very mention of the word budget sets off a feeling of confinement, restriction, limitation and loss of control. I admit there is a sense of confinement, restriction and limitation associated with managing money—but it has nothing to do with a budget. What confines, restricts and limits us is our income! So if you want to spend more, have more and save more without sacrificing your lifestyle, you simply need to earn more. A more formal definition of a budget would be a plan for spending, saving, and investing money. The importance of making a budget and sticking to it is to save for future goals while meeting present obligations.
DamonCarrBox

Last Updated on Monday, 03 December 2012 19:28

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Old school work ethic

(NNPA)—“Our business in life is not to get ahead of others but to get ahead of ourselves—to break our own records, to outstrip our yesterdays by our today, to do our work with more force than ever before.”—Steward B. Johnson

It bothers me that sometimes people make the assumption that personal achievements are the result of being born into the “right” family, by which they mean an affluent or famous lineage. Sometimes people will ask me, “Now, whose son are you?”

FarrahGrayBox

Last Updated on Monday, 03 December 2012 19:28

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Business Calendar

Law and business seminar

JUNE 16—Chatham University’s Center for Women’s Entre­preneurship will host their Law and Business Seminars from 8-9:30 a.m. at Woodland Rd., Shadyside. This business session will provide practical and effective steps that one can use to protect their business and the people that ensure its success. Some of the topics include proper business formation, indemnification agreements, insurance contracts and more. The guest speakers will be Beth A. Slagle, Esq. and Joshua M. Farber, Esq. Registration is required and the cost is $20. For more information, call Anne Flynn Schlicht at 412-365-1153.

Last Updated on Monday, 03 December 2012 19:28

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Johnson’s RLJ Companies ranks high on BE 100s

BETHESDA, MD—The RLJ Companies, founded by Robert L. Johnson recently announced five of its portfolio companies ranked high on the “2010 B.E. 100s List,” published annually by Black Enterprise magazine.

RLJ McLarty Landers Automotive Group ranked first in a category of 60 in this year’s auto dealership rankings. RLJ McLarty Landers was founded in 2007 and is headquartered in Little Rock, Ark. The company consists of 35 automotive franchises and three Harley-Davidson motorcycle dealerships across the south central, southeast and midwest regions of the country.

Last Updated on Monday, 03 December 2012 19:28

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Financial literacy is the way to go

In today’s time, according to author and financial expert Glinda Bridgforth, it is important for women to be aware of their financial situation and to be financially literate. Quoting her motto, that it is time for women of color to be “empowered, prepared, prudent and prosperous.” She pointed out that even in these uncertain economic times you should have power and the potential to achieve goals and dreams.

financialawareness
FINANCIAL AWARENESS—Glinda Bridgforth speaks to those at the Financial Literacy workshop.
After working with women of all colors and economic status, Bridgforth ascertains that the core reasons people have monetary trouble is low self-esteem, deprivation and fear. “Instead of dealing with what is going on on the inside we often use the retail theory and shop,” she said. “If you feel something is missing, you have to think about the motive, act on it, and deal with the fear of not having enough money,” Bridgforth said.

Last Updated on Monday, 03 December 2012 19:28

Hits: 1121

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